As B2B Credit Becomes Norm, FundRaksha Emerges as Guardian of Payment Discipline

Hyderabad, India — July 2025 — In today’s competitive B2B environment, extending credit has become a necessity — not a choice. But with rising invoice defaults and prolonged payment cycles, Indian businesses are finding it increasingly difficult to maintain cash flow and financial predictability.

Stepping into this critical gap is FundRaksha LegalTech Pvt Ltd, a growing Legal + Collections platform that’s rapidly gaining attention among SMEs, traders, NBFCs, and financial service providers across India.

“India is a credit-driven business market now, but we never created supporting rails to ensure accountability,” said Kumar Ashu, CEO and Director of FundRaksha. “FundRaksha is building those rails — legal-first, tech-powered, and built for Indian realities.”

The Problem:

• Invoices often go unpaid for 30–90+ days, especially in sectors like distribution, pharma, manufacturing, and wholesale trade.
• Legal enforcement is underutilized due to fear of complexity or damage to client relationships.
• Business owners lack the bandwidth to chase defaulters consistently.

The Solution:
FundRaksha offers a two-pronged digital platform:

1. FundRaksha Collect — A communication-based follow-up tool that uses SMS, WhatsApp, email, and call reminders to maintain professional pressure on defaulters.
2. FundRaksha Legal — A structured escalation engine with pan-India lawyer networks, fixed-fee models, and time-bound resolution tracking.

Within just a few months of deployment, FundRaksha’s clients have:

• Reduced interest losses by up to 70%
• Recovered 3–5x more from stuck invoices compared to manual efforts
• Improved client discipline through professionalized payment processes

“We’re not just a legal platform. We’re a business continuity partner. Most users see us as a deterrent that prevents future delays — not just a tool for recovery,” added Ashu.

What Sets FundRaksha Apart:

• Designed for non-legal users — anyone from accountants to CXOs can operate the platform
• Offers pre-legal resolution attempts to avoid conflict
• Scalable for both single-owner businesses and corporate collection teams
  

With India poised to cross $1 trillion in B2B credit transactions annually by 2028, the need for structured collections and legal enforcement is no longer optional — it’s existential.

FundRaksha’s mission? Ensure no business loses its future chasing overdue payments.

For more information you can visit Website and LinkedIN

Contact Details: 7764013078 and E-mail: info@fundraksha.com

Written by Shubham Pancheshwar

Shubham Pancheshwar is a business journalist with a sharp eye on India’s startup ecosystem, economy, and market trends. With a background in finance and an instinct for decoding complex economic developments, he delivers insightful articles that empower readers to understand the evolving business world.